PPF Calculator

PPF is one of the few genuinely tax-free instruments in India — contribution, growth, and withdrawal all exempt.

PPF calculator

Yearly investment₹1,50,000

₹1,50,000/year is the current maximum allowed in a PPF account.

Interest rate / year7.1%

PPF rate is set quarterly by the government — check the current rate before relying on this.

Tenure15 yrs

PPF has a 15-year lock-in, extendable in blocks of 5 years.

Maturity value

₹0

tax-free at maturity.

Total invested₹0

Total interest earned₹0

Assumes the full yearly amount is deposited at the start of each year, and interest compounds annually — the standard PPF calculation method.

How this works

This projects your PPF maturity value assuming the standard method: the full yearly contribution deposited at the start of each year, compounding annually at the current rate, over your chosen 15, 20, or 25-year tenure.

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