Tax, salary, property, loans, and savings schemes — type in your own numbers and get a straight answer. Everything runs in your browser, nothing is sent anywhere.
Buying a property above ₹50 lakh? You're required to deduct 1% TDS before paying the seller. This calculator gives you the exact amount in seconds.
TaxationThe new regime is the default now — but it isn't automatically cheaper. Run your real numbers through both regimes before assuming.
LoansA 1% difference in interest rate, or 5 extra years of tenure, can swing your total interest by lakhs. See the real numbers before you sign.
InvestingSee what a monthly SIP — or a one-time lump sum — could actually grow to, based on the return rate and time horizon you expect.
TaxationYour HRA exemption is the lowest of three specific numbers — not just whatever you assume. Get the exact figure here.
TaxationEquity, debt funds, and property are all taxed completely differently on sale. Pick your asset type and get the real number.
Real EstateBuying isn't automatically better than renting — it depends on your down payment, loan rate, and what you'd do with the money otherwise.
SalaryYour CTC and your actual take-home are two very different numbers. See what you'll really get every month.
SalaryGratuity follows one specific formula, with a ₹20 lakh tax-free ceiling. See exactly what you're owed before you resign.
Business & GSTSection 44ADA lets eligible professionals declare 50% of receipts as taxable income — often far less than your actual profit margin.
LoansEven a modest extra payment every month can cut years off a loan. See the exact interest saved for your numbers.
InvestingWorking backward from a goal — a down payment, a child's education — to the exact SIP you need, adjusted for inflation.
RetirementPPF is one of the few genuinely tax-free instruments in India — contribution, growth, and withdrawal all exempt.
RetirementSee what your EPF could realistically grow to by retirement, accounting for salary growth over your career.
RetirementNPS splits your retirement corpus into a tax-free lump sum and a mandatory annuity. See both halves clearly.