Paisa Stack ← All calculators
Home / Calculators / Investing

SIP & Lump Sum Investment Return Calculator

See what a monthly SIP — or a one-time lump sum — could actually grow to, based on the return rate and time horizon you expect.

Investment return projector
Monthly investment₹10,000
Expected annual return12%
Time horizon15 yrs
Maturity value
₹0
projected value at the end of the term.
Invested₹0
Growth₹0
Total invested₹0
Estimated maturity₹0
Ignores tax on gains and assumes a flat annual return — real markets are bumpier than this.

How this works

This projects future value using standard compounding math for either a monthly SIP or a one-time lump sum investment. It intentionally ignores tax on gains and assumes a flat annual return, since real markets are far bumpier than any projection — treat this as a planning estimate, not a guarantee.

Want a straight answer on your specific numbers?

Book a 40-minute call with a Chartered Accountant for ₹500.

Book a Finance Expert →