Goal Planner Calculator (Reverse SIP)

Working backward from a goal — a down payment, a child's education — to the exact SIP you need, adjusted for inflation.

Goal planner (reverse SIP)

Goal (in today's value)₹20,00,000

Years to goal5 yrs

Expected inflation / year6%

Expected annual return12%

Monthly SIP needed

₹0

to reach your goal, adjusted for inflation.

Goal in today's value₹0
Goal in future value₹0
Total you'll invest₹0

Inflation grows your target; expected return determines how hard your monthly SIP has to work to get there.

How this works

This inflates your goal to its real future value, then works out the monthly SIP required to reach it at your expected rate of return — the same math used everywhere from wedding funds to retirement planning.

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