Using this site
Paisa Stack's calculators, blog posts, guides, and free trackers are provided for general informational and educational purposes. You're free to use them for personal, non-commercial purposes. Don't scrape, copy, or republish the site's content, tools, or code without permission.
Not financial or tax advice
Nothing on this site constitutes personalised financial, investment, tax, or legal advice. Calculator outputs are estimates based on the inputs you provide and the assumptions stated in each tool — they don't account for your complete financial picture. See the Disclaimer for more detail.
Ebooks and trackers
Ebooks are sold for personal use only and are not to be redistributed, resold, or shared publicly. Free trackers are provided as-is; you're welcome to copy and adapt them for your own use.
Paid services and consultations
Services like ITR filing, PAN applications, TDS filing, and consultation calls are arranged and priced individually over WhatsApp based on your specific situation. Any professional engagement is subject to whatever terms are separately agreed at that time (scope, fees, timelines) — this general Terms of Use page doesn't override a specific engagement agreement.
Payments and refunds
[Add your actual refund/cancellation policy here once payments go live — e.g. "Ebook purchases are non-refundable once delivered. Consultation bookings can be rescheduled with 24 hours' notice."]
No warranty
The site, its tools, and its content are provided "as is," without warranty of any kind. We work to keep figures (tax slabs, thresholds, rates) accurate and current, but tax law changes — always verify anything material against official sources or a professional before acting on it.
Limitation of liability
To the extent permitted by law, Paisa Stack and its operator aren't liable for any loss or damage arising from your use of this site or reliance on its content, including financial decisions made based on calculator outputs.
Governing law
These terms are governed by the laws of India. Any disputes are subject to the jurisdiction of the courts in Delhi.
Changes
These terms may be updated from time to time. Continued use of the site after a change means you accept the updated terms.
Contact
Questions about these terms — see the Contact page.